You may already be familiar with Check 21, a federal law that goes into effect on October 28, 2004. ...

There’s been a lot of recent talk in the financial press about exchange traded funds, or ETFs. Some of you may already be familiar with them, but my guess is for most individual investors, the term “exchange traded fund” is just another bunch of financial gibberish – vaguely familiar but completely meaningless. Well, to artlessly coin a phrase from the movie Braveheart, “we’ll ‘ave to remedy that then, won’t we.”

Do you own shares? Have you ever purchased, or been tempted to create a share portfolio because you know there are people out there who make money with shares? Are you slightly afraid of the risks of investing in stocks? Or do you want to play the market, but are afraid because you have lost money in the past?